Privacy policy

1. Who are we?

Bilan Privé is a solution provided by FSight.

We act as the data controller for the personal data you provide to us in connection with the preparation and management of your wealth planning file.

2. What data do we collect?

We collect only the data required to prepare your wealth planning review: identity information, family and professional situation, income, expenses, assets, debts, objectives, supporting documents, exchanges and additional information.

The information requested depends on your situation and on the progress of your file. Data that is not necessary for your wealth planning support is not intentionally requested.

3. Why do we collect your data?

Your data is collected to:

• prepare and manage your wealth planning review;
• communicate with your advisor;
• provide a secure space for document upload, consultation and follow-up;
• produce analyses, summaries or reports;
• meet applicable legal, regulatory or contractual requirements.

4. What is the legal basis?

Depending on the purpose concerned, the processing of your data may be based on pre-contractual or contractual measures, compliance with legal or regulatory obligations, legitimate interest related to service security and management, or your consent where required.

The acknowledgement displayed before access to your file does not constitute general consent to the processing of your data. It records that the information has been presented to you.

5. How long do we keep your data?

Your data is kept for the time needed to prepare, manage and archive your wealth planning file.

It may then be retained in accordance with applicable legal, regulatory or contractual requirements, then deleted or anonymised when retention is no longer necessary.

6. Who do we share your data with?

Your file is accessible only to authorised people involved in your support: your advisor, authorised team members, compliance or audit profiles where necessary, and technical providers required for the secure operation of the platform.

Your data is not sold and is not used for commercial purposes without an appropriate legal basis.

7. Where is your data hosted?

Your data is hosted within secure technical environments operated to support the availability, confidentiality and integrity of the service.

Where providers are involved, they are selected to provide a level of security and compliance appropriate to the sensitivity of the information processed.

8. Your rights

Under applicable regulations, you may request access to your data, rectification, erasure, restriction of processing, portability, or object to certain processing, under the conditions provided by law.

To exercise your rights, you can contact us using the address indicated in the contact section or through your wealth advisor.

9. Security

We implement appropriate technical and organisational measures to protect your data against unauthorised access, loss, alteration or disclosure.

Access to your file relies in particular on verification mechanisms, session limitation, access control and logging of sensitive actions.

10. Cookies

The site uses only cookies or trackers that are necessary for its proper operation, in particular to secure access and maintain your session where required.

No advertising cookies are used as part of the wealth planning review process.

11. Contact

For any question about this policy or your personal data, you can write to us at contact@bilan-prive.fr or contact us through your advisor.

12. Policy updates

We may update this policy to reflect changes to the service, applicable regulations or our processing practices.

The date of the latest update is shown at the top of this page.